hmchazlett

If you logged into your Marketplace account this year and nearly fell out of your chair when you saw your new 2026 premium, you are not alone. For 2026 coverage, ACA Open Enrollment runs from November 1, 2025 through January 15, 2026  in most states that use HealthCare.gov . Enroll by December 15, 2025  for coverage that starts January 1. If you enroll between December 16 and January 15, your coverage will start February 1. But this open enrollment feels very different. Premiums are jumping,...

Marketplace health insurance is changing for 2026. Premiums are rising about 20%, Aetna is leaving the Marketplace, and enhanced COVID-era subsidies are ending. Before you auto-renew, get a free plan review at OptimacIns.com to be sure your coverage still fits your needs. Open Enrollment starts November 1 , and this year brings major shifts. If you let your Marketplace plan auto-renew, you could face higher premiums, reduced subsidies, and coverage changes you didn’t expect. Before you roll...

When you're self-employed, you don’t just wear the hat of a business owner; you’re also your own HR department. And one of the biggest...