hmchazlett

Marketplace health insurance scams are becoming a serious concern for consumers, especially as Open Enrollment approaches. Every year, millions of Americans review their coverage, compare premiums, and look for a better health insurance plan. Unfortunately, that also creates opportunities for dishonest individuals and companies to take advantage of people who simply want affordable coverage. Maybe you have received an unexpected phone call offering free health insurance. Maybe someone on...

Marketplace plan changes can affect more than your monthly premium. When most people think about health insurance changes, they usually focus on the cost. Did the premium go up? Did the deductible change? Is the plan still affordable? Those questions matter, but they are not the only questions you should ask. If you are currently on a Marketplace plan, changes for the new year can affect your doctors, hospitals, prescriptions, network access, referrals, and even whether your current plan is...

PPO vs HMO is one of the most common health insurance decisions people face, especially during open enrollment. Whether you are choosing a plan through your job, shopping for family health insurance, reviewing marketplace options, or comparing private health insurance plans outside the marketplace, the choice between a PPO and an HMO can make a big difference. This is especially important right now for teachers and school employees going through open enrollment. Many school districts and...