Marketplace health insurance is changing for 2026. Premiums are rising about 20%, Aetna is leaving the Marketplace, and enhanced COVID-era subsidies are ending. Before you auto-renew, get a free plan review at OptimacIns.com to be sure your coverage still fits your needs. Open Enrollment starts November 1 , and this year brings major shifts. If you let your Marketplace plan auto-renew, you could face higher premiums, reduced subsidies, and coverage changes you didn’t expect.

If your job keeps you on the road—whether you're a traveling nurse working short-term contracts or a long-haul truck driver moving freight across states, your health insurance needs are different from someone working a desk job in one city. The typical HMO or limited-network plan may not work for you. What you need is flexibility, consistency, and nationwide coverage. That’s where private PPO health insurance plans come in. For mobile professionals based in Texas and the Grea

On the surface, budget health insurance feels like it was tailor-made for disciplined spenders. Cheap health insurance premiums  promise...

When you're self-employed, you don’t just wear the hat of a business owner; you’re also your own HR department. And one of the biggest...

How an advisor helps Texas families and entrepreneurs craft a private policy that fits like a glove Shopping for health insurance can...

When you start looking at health insurance plans, you almost always run into two big options: HMO  and PPO . For most people, these terms...